AICMEU's Annual Work Report

On Monday, 29^th June 2009 the members of the Governing Board of AICMEU met to make historical review the working of AICMEU. After discussion and evaluation of AICMEU’s 25 years performance they resolved that AICMEU should revamp its basic and old schemes like employment information and vocational guidance, Help handicap rehabilitation scheme, and centralized zakat system; improve the institutional services of computer centre; and phase out the services of general education, scholarship scheme and technical education. In future the schemes related to general education would be executed through Indian Literacy Mission Trust.

To arrange required fund to hold the Silver Jubilee Progarmmes of AICMEU, the Hon. Treasurer, Mr. Etibar Shah Rahim Khan has launched Silver Jubilee Fund with his own contribution of Rs. 10,000/-. There has been no progress in other planned works like preparing Vision Document of Indian Muslims and holding workshop on Economic Development of Indian Muslims. Similarly the task to strengthen the zonal and divisional committees for AICMEU has not been taken up.

Since registration of AICMEU to economically uplift the weaker sections of the society in accordance with Islamic Economic Principles, there was need of a sharia compliant financial institution which resulted into the formation of AICMEU’s Baitulmal Coop. Credit Society Ltd. under the Maharashtra cooperative Act in 1984. In spite of its successful operation, AICMEU realized inherent weakness in terms of its area of operation (limited to Mumbai only) and lack of provision to invite funds and declare dividend (Halal profits) on investment deposits. This compelled AICMEU to search for an alternative. It was in the year 1997 when the first attempt was made to convert AICMEU’s Baitulmal into a multi state society, but after continuous efforts, the proposal was returned back with one instruction or other. Lastly AICMEU was asked to re-apply under the new Multi-state Cooperative Societies Act 2002.

After three modified submissions, finally Janseva Cooperative Credit Society Ltd. has been registered under Multi State Cooperative Societies Act 2002 (39 of 2002) on dated 15^th day of March 2010 vide registration Number MSCS/CR/335/2010 by the Central Registrar of Cooperative Societies, Department of Agriculture and Cooperation, Ministry of Agriculture, Govt. of India.

Though the registered office of the Janseva Cooperative Credit Society Ltd. is again in Mumbai, the society shall work in the following twelve states of India –

Considering the potential of Mahila Arthink Vikas Mahamdal (MAVIM) - a semi government organ for poverty alleviation through SHG Bank linkages scheme, AICMEU entered into an agreement with MAVIM to facilitate SHG among poor Muslim women to enable them avail benefits from such micro finance schemes.

AICMEU has developed 36 groups comprised of 508 members in Mumbai by March 2010. Eighteen groups after attaining age of maturity got interest free revolving fund of Rs. 10,000 each from MAVIM. We have also arranged 7 vocational programs to provide financial literacy and leadership development training to SHG’s members.

Though this scheme bears interest after considering the inadequate alternative system, the office bearers of AICMEU not only busy in developing alternative Islamic Micro Finance Model for poor Indian women, but also taking active part in advocacy of Islamic Banking at national level in coordination with other organizations.

The designing and introduction of Islamic Micro Finance Products has been under progress and expectedly will be introduced soon with inception of its working module by Janseva Cooperative Credit Society Ltd.

At AICMEU’s Employment Information and Vocational Guidance Centre during 2009-10 we registered 969 jobseekers against 654 vacancies. We provided interview related tips to 135 jobseekers and arranged 1,357 interviews to successfully place 442 jobseekers in local employment market with salary ranging between Rs. 3,000 to Rs. 15,000 per month. The monthly performance of the centre is as below –

Months	Registered Jobseekers	Vacant Posts	Candidates interviewed	No. of Placement	Trained candidates
April 2009	95	81	40	20	10
May 2009	62	95	29	22	15
June 2009	98	83	27	51	20
July 2009	90	61	60	26	10
August 2009	69	44	48	20	0
September 2009	28	49	20	15	0
October 2009	100	82	172	45	0
November 2009	82	25	246	37	0
December 2009	84	18	118	68	0
January 2010	93	29	183	42	60
February 2010	69	33	209	40	20
March 2010	99	54	205	56	0
Total	969	654	1357	442	35

Compared to year 2008-09, the centre has registered growth rate of 44.4% in registered job applicants and 16.4% in placement of jobseekers after interviews. In year 2008-09 only 379 applicants were placed in the market from total 671 registered job applicants. IN 2008-09 only 57 applicants were guided but in 2009-10 total 135 candidates received tips about facing interviews. However the growth rate in receipt of vacancies is just 5.5% because in 2009-10 we received 654 vacancies compared to 620 in year 2008-09. During 2009-10 we collected Rs. 48,450 as registration fees. Rs. 5,000 was collected as Employer’s club membership fees while Rs. 5,000 was collected as donation.

It has been realized that advancement of www.login4job.com need at least one qualified and experienced management graduate in human resource with IT background which is not affordable in our stipulated budget. Thus the planned work to advance the online employment database programme was not taken by anyone. Without advancement of the program, there was no scope to promote it in and around Mumbai.

Under the plan to continue the Support and assistance to Indian Literary Mission for development of Sadia Public School, at Mumbra, Thane, AICMEU provided monthly monetary aid worth Rs. 49,500 for rent of School Building and scholarship aid worth Rs. 1,13,200 for students. After Mr. Mohammad Basheer, the management of Iqra Model School, Gawra Chowki, Gonda has been headed by Dr. Ahmad Ali. Besides supplementing aid of Rs. 6,000 to Dr. Ahmed Ali, AICMEU also transferred the received aid of Rs. 1,96,592 (including bank charges) to school’s bank account for promotion of Iqra Modeel School.

D. Scholarships

During 2009-10, though no new scholarship form has been issued, the following seven students have received scholarships under process to continue the adoption scheme till completion of courses by adopted students.

ASD I.D.NO.	Name of the Students	Courses	Amount in Rs.
ASD/M/06/06	Ms. Mohammadi Sumaiya Fatima	MBBS	24,000
ASD/M/07/06	Ms. Uzma Shaheen Hussain Khan	MBBS	24,000
ASD/M/08/06	Mr. Ahmad Rasa Kirmani	B.Sc.	12,000
ASD/M/01/08	Ms. Pathan Fatema Begum	MBBS	24,175
ASD/E/05/08	Mr. Syed Mudassar Ali	BE (Mech.)	21,775
ASD/E/06/08	Mr. Huzaifa Rashid Ansari	BE (Elect.)	24,175
ASD/M/01/09	Mr. Sayed Mohd. Zubair	PG (Med.)	50,000
Total amount disbursed under ASD adoption scheme			Rs. 1,80,125

Besides helping the above students, AICMEU provided scholarship aid worth Rs. 1,13,200 to Sadia Urdu Primary & High School, Mumbra. During 2009-10 we scholarship refunds worth Rs. 17,251 was received from two ASD Graduates making total refunds worth Rs. 3,49,401 with balance of Rs. 40,59,643 due for recovery.

During the year with completion of MBBS and B.Sc by Ms. Pathan Fatema Begum and Mr. Ahmad Rasa Kirmani respectively, the number of ASD graduates increased to 156 whereas active student’s strength reduced to 9.

During April 2009 to March 2010, total 238 (312-74) new students took admissions in different computer courses with 29 drop outs, 177 pass outs and 28 failure cases in their respective examinations. 42 students out of 74 admitted in 2008-09 passed out NCPUL’s one year diploma in CAM-DTP. 7 students passed 6 months course in Computer Accountancy and Office Automation whereas 65 students qualified 3 months MS-CIT course. 63 more students have passed short term private courses.

We owe heartiest thanks to M/s. Yafer and M/s. Niton Valves for their kind financial aid for arrangement of ten new computers with thin client at our AICMEU’s J. R. Career Centre. It helped us improve the infrastructure at AICMEU’s J. R. Career Centre enabling us enroll more students for computer courses.

Since 2000-01 at AICMEU’s J. R. Career Centre more than 1,500 students have been enrolled. With 200 drop out, total 1,268 students have passed respective courses. Aroudn 100 more students have to appear in their final examinations. The year wise performance of the centre with regard to admission and pass outs is mentioned in flowing table.

Year	NCPUL’s CAM-DTP			CAO & MS-CIT			Certificate Courses			Total Trainees
Year	Enrol.	Pass	Drop	Enrol.	Pass	Drop	Enrol.	Pass	Drop	Enrol.	Pass	Drop
2000-01	69	55	14	-	-	-	20	20	-	89	75	14
2001-02	54	40	14	-	-	-	25	25	-	79	65	14
2002-03	60	45	15	-	-	-	35	35	-	95	80	15
2003-04	59	47	11	-	-	-	22	22	-	81	69	11
2004-05	64	55	9	18	18	-	73	73	-	155	146	9
2005-06	49	31	19	31	11	20	102	102	-	182	144	39
2006-07	50	24	26	22	19	1	189	189		261	232	27
2007-08	69	51	11	19	6	3	148	147	1	236	204	14
2008-09	74	42	32	32	21	11	51	51	-	157	114	43
2009-10	62	*	8	108*	76	6	63	63	-	233	139	14
Total	610	390	159	230	151	41	728	727	1	1568	1268	200

There had been no progress with regard to planned work of organizing entrepreneurship development programmes,

To help Tehrik E Zakat, India promote the concept of Centralized Zakat System in India, we initiated publication of Annual Journal (Salanah Mujallah) comprising featured articles and activity report of Tehrik E Zakat India. Total 4,000 copies were printed and distributed among the Zakat payers and social activists. The copies of Salanah Mujallah 2009 (Annaul Journal 2009) of Tehrik E Zakat India were widely acknowledged by Zakat payers and social activist. The articles of this Mujallah has been reprinted by leading Urdu Newspapers in India like Inquilab, Urdu Times and Dawat etc. The Mujallah created stir and social activists arranged follow up programs to constitute centralized Zakat funds.

Besides promoting the concept of Centralized Zakat System, AICMEU’s Bait Al Zakat administer the Zakat funds, fitra and sacrificial contributed by subscribers of AICMEU. During April 2009 to March 2010, AICMEU’s Bait Al Zakat received amount of Rs. 8,04,815. With previous balance, amount of Rs. 9,90,825 spent during the year to benefit 774 families and 229 individuals. The annual income expenditure details are as following –

Particulars	Incomes	Expenses	Beneficiaries
Donation	8,920
Fitra Collection	51,275
Misc. Income	100
Qurbani Collection	92,400
Zakat Collection	4,98,301
Zakat Conditional	1,53,819
Bank Charges		270	-
Business Aid		22,500	5 persons
Casual Aid		56,000	33 persons
Conveyance		5,115	-
Debt Relief		10,500	4 persons
Depreciation		256	-
Educational Aid		80,300	19 students
Fitra Distribution		73,725	374 families
Housing Aid		6,000	2 persons
Medical Aid		32,000	14 patients
Postage & Telegram		10,757	-
Printing & Stationery		1,781	-
Qurbani Expenses		87,800	400 families
Salaries & Bonus		45,000	1 staff
Staff Welfare		1,000	-
Stipend to Widows		5,76,000	151 persons
Telephone Charges		23	-
Excess of Expenditure Over Income	2,05,212
*Total*	10,10,027	10,10,027	1,003

During 2009 – 10 against plan to rehabilitate 50 handicaps, under AICMEU’s HHF Rehabilitation Scheme, we have provided interest free loans / financial aid worth Rs. 1,06,190 to economically rehabilitate 4 handicaps and to rebuild physical strength through equipment to 3 handicaps.

Sl. No.	Name of Beneficiary	Applicant No.	Amount (in Rs.)	Helped through supply of materials for rehabilitation
1	Zakir Nazir Inamdar	01/2009-10	20,000	Business of Radiator
2	Mohd. Hadis Md. Allav Ansari	07/2009-10	6,000	Through Caliper
3	Irfan Luqman Shaikh	09/2009-10	24,690	Business of Mobile Refilling
4	Mohammed Zahid Ansari	10/2009-10	6,000	Through Caliper
5	Iqbal Mohd. Husen Shaikh	12/2009-10	6,700	Vegetable business
6	Huda Khalim Shaikh	13/2009-10	12,800	Hearing Aid
7	Afsana Anwar Mulla	14/2009-10	30,000	Tailoring material business
Total Amount disbursed to above 7 applicants			106,190

During 2009-10 the Community Coordination Initiative, in coordination with MALWA Education Society, Indore arranged a two days Capacity Building Workshop for NGOs of Madhya Pradesh where 89 NGO’s representatives participated. CCI’s NGO Coordinator Mr. Adil Sayed added information about 200 Muslim NGOs into data base for future action. He also added various information on website http://communitycoordination.org for viewers update about Government Schemes. He also attended a National Summit on SHG Federation at Madurai, Tamil Nadu, as organized by INFOS and DHAN Foundation.


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